Opus Bank, a commercial bank, provides banking products, services, and solutions to small and mid-sized commercial businesses, entrepreneurs, real estate investors, professionals, and consumers. The company offers checking accounts, money market accounts, savings accounts, and certificates of deposit, as well as specialty accounts, such as attorney client trust and business check cards. It also provides loans comprising equipment, business acquisition term, owner-occupied real estate, and owner-occupied real estate loans; term loans; revolving lines of credit and asset-based/formula line of credit; retirement accounts; small business administration loans; and fiduciary banking services. In addition, the company offers treasury management and payment solutions consisting of managing receivables and payables, cash management solutions, business credit cards, merchant card services, and business online banking services; and working capital financing, acquisition financing, and refinance and consolidation funding services, as well as provides assistance with partner buy-ins and mergers. Further, it provides apartment financing and commercial real estate financing solutions; bridge/rehabilitation loans, lender financing, single-family residential aggregation financing, acquisition lines of credit, and construction lending solutions; and personal banking solutions. As of November 6, 2014, it operated 58 banking offices, including 2 banking offices in the Phoenix metropolitan area of Arizona, 32 banking offices in California, and 24 banking offices in the Seattle/Puget Sound region of Washington. Opus Bank is headquartered in Irvine, California.